RATES EFFECTIVE AS OF OCTOBER 27, 2008
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Certificate of Deposit Rates:
Certificate Plans
Special Retirement Plans
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Certificate Plans
Certificate
Plan | APY | Interest
Rate | Minimum Balance | Compounding Method |
| 3-Month | 1.60 % | 1.587 % | $1,000 | Daily |
| 6-Month | 1.75 % | 1.735 % | $1,000 | Daily |
| 12-Month | 2.20 % | 2.176 % | $1,000 | Daily |
| 18-Month | 2.45 % | 2.421 % | $1,000 | Daily |
| 24-Month | 2.75 % | 2.716 % | $1,000 | Monthly |
| 30-Month | 3.00 % | 2.960 % | $1,000 | Monthly |
| 36-Month | 3.05 % | 3.008 % | $1,000 | Monthly |
| 48-Month | 3.25 % | 3.203 % | $1,000 | Monthly |
| 60-Month | 3.50 % | 3.445 % | $1,000 | Monthly |
| The minimum balance required to open and obtain the stated annual percentage yield (APY) is $1,000. The annual percentage yield (APY) assumes interest remains on deposit for one year. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Maryland residents only. For out-of-state rates, please call 1-800-787-7ESB. |
Special Retirement Plans
Special Retirement
Plan | APY | Interest
Rate | Minimum Balance | Compounding Method |
| 18 Months | 2.45 % | 2.450 % | $100 | Annually |
| The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100. The annual percentage yield (APY) assumes interest remains on deposit for one year. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Maryland residents only. For out-of-state rates, please call 1-800-787-7ESB. |
*Please call for a Truth in Savings
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